E-Account

Your all-digital, fee-free account.

Enjoy a free account designed for all your electronic banking needs. A minimum opening deposit of $100, with no monthly fees.

Benefits:

  • Free CNB Bank ATM Transactions
  • No Monthly maintenance fee
  • Free Visa Debit Card printed in branch
  • Electronic and Teller withdrawals only
  • Digital and Telephone Banking access
Convenience Checking

A simple checking account designed for your convenience.

A checking account that makes everyday banking easy. A minimum opening deposit of $100. No monthly maintenance fee for balances over $200.

Benefits:

  • Free CNB Bank ATM transactions
  • Free Visa Debit Card printed in branch
  • Check Images returned with statement
  • 10 free checks per statement cycle (Additional checks $.40 each)
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Balance over $200 no monthly service fee
  • Balance under $200 – $5.00 monthly service fee
Premier Checking

Unlimited checks with no hidden fees.

Your hassle-free, everyday checking solution. A minimum opening deposit of $100. No monthly maintenance fee for balances over $900.

Benefits:

  • Unlimited Checks
  • Free CNB Bank ATM transactions
  • Free Visa Debit Card printed in branch
  • Check Images returned with statement
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Balance over $900 no monthly service fee
  • Balance under $900 – $9.00 monthly service fee
Senior Checking

Exclusively for customers 60 and over.

A free checking account for those 60 and above. A minimum opening deposit of $100. No monthly maintenance fee.

Benefits:

  • Unlimited Checks
  • Free CNB Bank ATM transactions
  • Free Visa Debit Card printed in branch
  • Check Images returned with statement
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • No monthly service fee
Money Management

Competitive rates, zero hassle, total flexibility.

Benefits:

  • Free CNB Bank ATM transactions
  • Free Visa Debit Card printed in branch
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Interest paid on balances over 1,000
  • Balance over $2,500.00 no monthly service fee
  • Balance under $2,500.00 – $14.00 monthly service fee
  • $10.00 transaction fee for each check or draft in excess of 6 during a statement cycle
  • **Contact us for current interest rates**
Interest Checking

Discover an account that works as hard as you do — earn interest on your everyday checking.

A checking account that rewards your balance. A minimum opening deposit of $100. No monthly maintenance fee for balances over $1,500.

Benefits:

  • Unlimited Checks
  • Free CNB Bank ATM transactions
  • Free Visa Debit Card printed in branch
  • Check Images returned with statement
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Balance over $1,500 no monthly service fee
  • Balance under $1,500 – $12.00 monthly service fee
  • **Contact us for current interest rates**
Regular Savings

A simple and secure savings account.

Regular Savings account with competitive interest, easy monthly deposits and the flexibility to access your funds when you need them. A minimum opening deposit of $100. No monthly maintenance fee for balances over $200.

Benefits:

  • Free CNB Bank ATM transactions
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Balance over $200 no monthly service fee
  • Balance under $200 – $3.00 monthly service fee
  • Balance over $200 no monthly service fee
  • **$3.00 excess withdrawal fee for each debit in excess of 2 per month may be applied**
High Five Savings Account

Grow your savings with this high-yield savings account.

Make your money work harder. Our High-Five savings offers a competitive interest rate help grow your savings faster. **Call us today for current rates** A minimum opening deposit of $100. No monthly maintenance fee for balances over $5,000.

Benefits:

  • Free CNB Bank ATM transactions
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Interest paid on balances over $5,000.
  • Balance over $5,000 no monthly service fee
  • Balance under $5,000 – $10.00 monthly service fee
  • **$5.00 excess withdrawal fee for each debit in excess of 2 per month may be applied**
Youth Savings Account

Help young savers build smart money habits from the start.

A savings account for kids and teens under 18. Offering a safe place to grow their money with parental guidance. A minimum opening deposit of $25. No monthly maintenance fee for balances over $25.

Benefits:

  • Free CNB Bank ATM transactions
  • Digital and Telephone banking access
  • Free Remote Deposit Capture
  • Balance over $25 no monthly service fee
  • Balance under $25 – $3.00 monthly service fee
  • **$3.00 excess withdrawal fee for each debit in excess of 2 per month may be applied**
Certificates of Deposit

Maximize your savings with our competitively rated Certificates of Deposit.

Looking for a safe and reliable way to grow your money? Our Certificates of Deposit (CDs) provide competitive interest rates and flexible term options to fit your financial goals.

Benefits:

  • Variety of CDs ranging between 3 months to 60 months
  • Competitive Rates **Contact us for current rates**
  • Interest is compounded quarterly on all our CDs over 90 days. We pay interest monthly, quarterly, or annually by check or deposited into any CNB account.
ACCOUNTS REQUIRE A MINIMUM OPENING DEPOSIT OF $100 UNLESS OTHERWISE SPECIFIED
ALLOWABLE OVERDRAFT SERVICE AVAILABLE ON ELIGIBLE ACCOUNTS
ACCOUNTS CLOSED WITHIN 90 DAYS WILL BE SUBJECT TO A $25.00 EARLY ACCOUNT CLOSURE FEE
ALL SERVICES WILL BE ASSESSED NEW MEXICO GROSS RECEIPTS TAX
VISA DEBIT CARD TRANSACTIONS AT ATMs NOT OWNED BY CNB BANK WILL BE ASSESSED A FEW OF $2.00

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